Vehicle Expense Tracking
Know Your True Costs
Log fuel, repairs, insurance and subscriptions — then see what your vehicle really costs per month and per mile.
Track Every Pound You Spend
From fuel to insurance — understand where your money goes
Automatic expense ledger
As you log fuel, services, repairs and insurance, CarFile records each cost in a categorised ledger — fuel, repairs, insurance, MOT and subscriptions.
Fuel tracking
Log fill-ups with litres, price and odometer reading and see your real MPG. See how fuel costs change over time.
Cost per mile
Automatic calculations show your running cost per mile, broken down into fuel and maintenance.
Total cost of ownership
See the big picture: fuel, insurance, servicing and repairs — the costs that make up what your vehicle really costs to run.
Spending insights
Spot spending spikes, compare vehicles, and make informed decisions about keeping or selling.
Fuel log CSV export
On the web app you can export your fuel log as a CSV file for your own records.
Complete Expense Tracking from £15/month or £149/year
More than a spreadsheet
Spreadsheets work until they don't. CarFile gives you automatic calculations and insights that update as you log fuel, services, repairs and insurance. No formulas to break, no files to lose.
Part of the complete package
Expense tracking comes included with MOT reminders, tax alerts, service & repair history, and fuel logging — everything you need to manage your vehicle in one app.
Who Uses Expense Tracking?
Private car owners
See what your car really costs. Make informed decisions about repairs vs replacement. Track warranty claims and service intervals.
Cost-conscious drivers
See exactly where your money goes by category, compare months, and find where you can cut back — fuel, insurance, servicing or repairs.
Multi-vehicle households
Compare running costs across vehicles. See which car is cheaper to run. Plan ahead for insurance renewals and servicing.
Frequently Asked Questions
Common questions about vehicle expense tracking
How does expense tracking work in CarFile?
As you log fuel fill-ups, services, repairs and insurance policies, CarFile records each cost in a categorised ledger — fuel, repairs, insurance, MOT and subscriptions — and shows you a per-category breakdown. You don't have to enter expenses separately; they're built from the records you already keep.
Can I see cost per mile?
Yes. CarFile works out your cost per mile from your logged expenses and odometer readings, broken down into fuel and maintenance.
Can I track expenses for multiple vehicles?
Yes. You can add up to 5 vehicles on Pro, or up to 15 on Premium, and see costs separately for each. Compare running costs across your vehicles to make informed decisions.
Can I export my data?
On the web app you can export your fuel log as a CSV file for your own records. Broader CSV and PDF export is on our roadmap.
How much does the average UK driver spend on car running costs?
The average UK motorist spends over £3,500 per year on running costs including fuel, insurance, road tax, MOT, servicing, and repairs. CarFile helps you see where your money goes by category so you can find opportunities to save.
Can I use CarFile to track fuel economy and MPG?
Yes. By logging your fuel fill-ups with litres purchased and odometer readings, CarFile automatically calculates your real-world MPG over time. You can monitor trends and spot drops in efficiency that may indicate a maintenance issue.
Why Track Your Vehicle Expenses?
Know your true costs of car ownership
Most UK drivers significantly underestimate what their vehicle costs to run. Beyond the monthly finance payment, there is fuel, insurance, road tax, MOT, servicing, repairs, tyres, parking, and depreciation. The average UK motorist spends over £3,500 per year on running costs alone — and that figure rises sharply for older or high-mileage vehicles.
CarFile gives you a clear breakdown of your running costs. As you log fuel, services, repairs and insurance, it builds an accurate picture of your cost per mile and total cost of ownership — helping you decide when it makes financial sense to repair, replace, or switch vehicles.
Decide whether to repair, replace or switch
Knowing what your car actually costs makes the big decisions easier. When repair bills start mounting, a clear cost-per-mile figure tells you whether it's still worth keeping the car or whether it's time to change it.
CarFile's category breakdowns — fuel, repairs, insurance, MOT and subscriptions — show you where the money goes, so you can spot which costs are creeping up and where there's room to save.
Take Control of Your Vehicle Costs
Start tracking expenses today and discover what your vehicle really costs to run.